Welcome Home, Hero
The Veteran's Guide to Buying a Home with a VA Loan
Guidance for veterans, active duty, and eligible surviving spouses buying in Visalia, Tulare, Hanford, Lemoore, and nearby, from the Realtor who wrote Welcome Home, Hero.
Hablo español. Preguntas en español son bienvenidas.
Free VA buyer consult
Questions answered by phone, on your schedule.
Thursday, Nov 5 · 6:30 PM · The Patriot Pub.
A free, pressure-free evening about using your VA benefit, with free food.
Held at The Patriot Pub inside the Visalia Veterans Memorial Building, 609 W Center Ave, Visalia. Learn how VA benefits work, how to write a VA offer that competes, buying a 2 to 4 unit property to live in, and the local market. Bring your questions and a guest.
Can't make it in person? Take the free online class at lismazza.com/va.

VA offers can compete.
Veterans sometimes hear that VA offers are hard to get accepted. With the right preparation and a clear strategy, a VA offer can stand out.
Your benefit, decoded
Eligibility, your Certificate of Eligibility, entitlement, and funding fees explained in plain English.
Offers sellers take seriously
How to structure terms, timelines, and communication so sellers and listing agents feel confident.
Room to grow
Eligible buyers may purchase a 2 to 4 unit property and live in one unit. I'll help you evaluate the numbers.
Lis is a Realtor, not a lender. Eligibility and loan terms are determined by the VA and the lender. This site is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.
Welcome Home, Hero.
A Veteran's Guide to Home Buying, by Lis Mazza.
Written to demystify the VA loan process, separate fact from fiction, and give clear, practical guidance so you can make confident decisions about homeownership.
- Why a good agent matters when you're buying with your VA benefit
- Your eligibility, your options, and your first steps
- From accepted offer to keys, step by step
- From homeowner to investor
Welcome Home, Hero
A Veteran's Guide to Home Buying
by Lis Mazza
VA buyer questions.
Am I eligible for a VA home loan?
Eligibility depends on your service history. The VA determines eligibility, and your Certificate of Eligibility (COE) confirms it. I can point you to the right next steps and connect you with lenders who work with VA buyers.
Can I use my VA benefit more than once?
In many cases, yes. Entitlement rules vary, so confirm your situation with a VA-approved lender.
Can I buy a multi-unit property with a VA loan?
VA financing generally requires that you live in the home, but eligible buyers may purchase a 2 to 4 unit property, live in one unit, and rent the others. Underwriting rules apply.
Is Lis a lender?
No. Lis is a Realtor. She helps you find the home, write the offer, and negotiate, and she can connect you with lenders.
¿Puedo recibir ayuda en español?
¡Sí! Lis habla español y con gusto responde sus preguntas.